Wisconsin Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Wisconsin? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Wisconsin?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Wisconsin, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Wisconsin:

Abbotsford
Albany
Algoma
Allouez
Altoona
Amery
Antigo
Appleton
Arcadia
Ashland
Ashwaubenon
Augusta
Baldwin
Bangor
Baraboo
Barneveld
Barron
Bayside
Beaver Dam
Belgium
Bellevue
Beloit
Berlin
Big Bend
Black Creek
Black Earth
Black River Falls
Blair
Bloomer
Bloomfield
Bohners Lake
Bonduel
Boscobel
Boyceville
Brice Prairie
Brillion
Bristol
Brodhead
Brookfield
Brown Deer
Browns Lake
Burlington
Butler
Cadott
Caledonia
Cambridge
Campbellsport
Camp Lake
Cashton
Cedarburg
Cedar Grove
Chetek
Chilton
Chippewa Falls
Clear Lake
Clinton
Clintonville
Colby
Colfax
Columbus
Combined Locks
Como
Cornell
Cottage Grove
Crandon
Cross Plains
Cuba City
Cudahy
Cumberland
Dane
Darien
Darlington
Deerfield
DeForest
Delafield
Delavan
Delavan Lake
Denmark
De Pere
Dickeyville
Dodgeville
Dousman
Durand
Eagle Lake
Eagle River
East Troy
Eau Claire
Edgar
Edgar
Edgerton
Elkhorn
Ellsworth
Elm Grove
Elroy
Evansville
Fennimore
Fitchburg
Fond du Lac
Fort Atkinson
Fox Lake
Fox Point
Franklin
Frederic
Fredonia
French Island
Galesville
Genoa City
Germantown
Gillett
Glendale
Glenwood City
Grafton
Grantsburg
Green Bay
Greendale
Greenfield
Hales Corners
Harrison
Hartford
Hartland
Hayward
Hazel Green
Hilbert
Hillsboro
Hobart
Holmen
Horicon
Hortonville
Howard
Hudson
Hurley
Hustisford
Independence
Iola
Ixonia
Jackson
Janesville
Jefferson
Johnson Creek
Juneau
Kaukauna
Kenosha
Keshena
Kewaskum
Kewaunee
Kiel
Kimberly
Kohler
Kronenwetter
Lac du Flambeau
La Crosse
Ladysmith
Lake Delton
Lake Geneva
Lake Hallie
Lake Koshkonong
Lake Mills
Lake Nebagamon
Lake Ripley
Lake Wazeecha
Lake Wisconsin
Lake Wissota
Lancaster
Lannon
Lauderdale Lakes
Legend Lake
Little Chute
Little Round Lake
Lomira
Loyal
Luck
Luxemburg
Madison
Manawa
Manitowoc
Maple Bluff
Marathon City
Marinette
Marion
Markesan
Marshall
Marshfield
Mauston
Mayville
McFarland
Medford
Menasha
Menomonee Falls
Menomonie
Mequon
Merrill
Merton
Middleton
Milton
Milwaukee
Mineral Point
Mishicot
Mondovi
Monona
Monroe
Montello
Monticello
Mosinee
Mount Horeb
Mount Pleasant
Mukwonago
Muscoda
Muskego
Nashotah
Neenah
Neillsville
Nekoosa
New Berlin
Newburg
New Glarus
New Holstein
New Lisbon
New London
New Richmond
North Fond du Lac
North Hudson
North Prairie
Oak Creek
Oakfield
Oconomowoc
Oconto
Oconto Falls
Okauchee Lake
Omro
Onalaska
Oostburg
Orfordville
Osceola
Oshkosh
Osseo
Paddock Lake
Palmyra
Pardeeville
Park Falls
Peshtigo
Pewaukee
Pewaukee village
Phillips
Platteville
Pleasant Prairie
Plover
Plymouth
Portage
Port Edwards
Potter Lake
Powers Lake
Poynette
Prairie du Chien
Prairie du Sac
Prescott
Pulaski
Racine
Random Lake
Redgranite
Reedsburg
Reedsville
Rhinelander
Rib Mountain
Rice Lake
Richfield
Richland Center
Rio
Ripon
River Falls
River Hills
Roberts
Rochester
Rosendale
Rothschild
Sauk City
Saukville
Schofield
Seymour
Shawano
Sheboygan
Sheboygan Falls
Sherwood
Shorewood
Shorewood Hills
Shullsburg
Silver Lake
Slinger
Somerset
South Milwaukee
Sparta
Spencer
Spooner
Spring Green
Spring Valley
Stanley
St. Croix Falls
Stevens Point
St. Francis
Stoughton
St. Peter
Strum
Sturgeon Bay
Sturtevant
Suamico
Summit
Sun Prairie
Superior
Sussex
Tainter Lake
Theresa
Thiensville
Thorp
Tichigan
Tomah
Tomahawk
Trempealeau
Turtle Lake
Twin Lakes
Two Rivers
Union Grove
Verona
Viroqua
Wales
Walworth
Washburn
Waterford
Watertown
Waukesha
Waunakee
Waupaca
Waupun
Wausau
Wautoma
Wauwatosa
West Allis
West Bend
Westby
Weston
West Salem
Weyauwega
Whitefish Bay
Whitewater
Whiting
Williams Bay
Wind Lake
Wind Point
Windsor
Winneconne
Wisconsin Rapids
Wittenberg
Woodville
Wrightstown