Texas Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Texas? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Texas?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Texas, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Texas:

Abernathy
Abilene
Abram
Addison
Alamo
Alamo Heights
Albany
Aldine
Aledo
Alice
Allen
Alpine
Alto
Alton
Alvarado
Alvin
Amarillo
Ames
Anahuac
Andrews
Angleton
Anna
Annetta
Anson
Anthony
Anton
Aransas Pass
Archer City
Arcola
Argyle
Arlington
Asherton
Atascocita
Athens
Atlanta
Aubrey
Austin
Azle
Bacliff
Baird
Balch Springs
Balcones Heights
Ballinger
Bangs
Barrett
Bartlett
Barton Creek
Bartonville
Bastrop
Bay City
Bayou Vista
Baytown
Beach City
Beaumont
Bedford
Bee Cave
Beeville
Bellaire
Bellmead
Bells
Bellville
Belton
Benbrook
Berryville
Bertram
Bevil Oaks
Big Lake
Big Spring
Bishop
Blanco
Blossom
Blue Mound
Boerne
Bonham
Booker
Borger
Bovina
Boyd
Brackettville
Brady
Brazoria
Breckenridge
Brenham
Briar
Briarcliff
Bridge City
Bridgeport
Brookshire
Brownfield
Brownsboro
Brownsville
Brownwood
Brushy Creek
Bryan
Buchanan Dam
Buda
Buffalo
Bullard
Bulverde
Bunker Hill Village
Burkburnett
Burleson
Burnet
Cactus
Caddo Mills
Callender Lake
Calvert
Cameron
Cameron Park
Camp Swift
Canadian
Canton
Canutillo
Canyon
Canyon Creek
Canyon Lake
Carrizo Hill
Carrizo Springs
Carrollton
Carthage
Castle Hills
Castroville
Cedar Hill
Cedar Park
Celina
Center
Central Gardens
Chandler
Channelview
Childress
China
China Spring
Cibolo
Cienegas Terrace
Cinco Ranch
Cisco
Citrus City
Clarendon
Claude
Cleburne
Cleveland
Clifton
Clint
Cloverleaf
Clute
Cockrell Hill
Coleman
College Station
Colleyville
Colorado City
Columbus
Comanche
Combes
Combine
Commerce
Conroe
Converse
Cooper
Coppell
Copperas Cove
Copper Canyon
Corinth
Corpus Christi
Corrigan
Corsicana
Cotulla
Crandall
Crane
Crockett
Crosbyton
Cross Mountain
Crowley
Crystal City
Cuero
Daingerfield
Dalhart
Dallas
Dalworthington Gardens
Danbury
Dayton
Decatur
DeCordova
Deer Park
De Kalb
Del Rio
Denison
Denton
Denver City
DeSoto
Devine
Deweyville
Diboll
Dickinson
Dilley
Dimmitt
Doffing
Donna
Doolittle
Double Oak
Dripping Springs
Dublin
Dumas
Duncanville
Eagle Lake
Eagle Pass
Early
East Bernard
East Bernard
Eastland
Edcouch
Edgecliff Village
Edgewood
Edinburg
Edna
Eidson Road
El Campo
El Cenizo
Eldorado
Electra
Elgin
El Lago
Elm Creek
Elmendorf
El Paso
Elsa
Emory
Ennis
Escobares
Euless
Evadale
Everman
Fabens
Fairchilds
Fairfield
Fair Oaks Ranch
Falfurrias
Fannett
Farmers Branch
Farmersville
Farwell
Fate
Ferris
Fifth Street
Flatonia
Floresville
Flower Mound
Floydada
Forest Hill
Forney
Fort Hood
Fort Worth
Four Corners
Frankston
Fredericksburg
Freeport
Fresno
Friendswood
Friona
Frisco
Fritch
Fulshear
Fulton
Gainesville
Galena Park
Galveston
Ganado
Garden Ridge
Garland
Gatesville
Georgetown
George West
Geronimo
Giddings
Gilmer
Gladewater
Glenn Heights
Glen Rose
Goldthwaite
Gonzales
Gorman
Graham
Granbury
Grand Prairie
Grand Saline
Granite Shoals
Grape Creek
Grapeland
Grapevine
Greatwood
Greenville
Gregory
Groesbeck
Groves
Groveton
Gruver
Gun Barrel City
Gunter
Hackberry
Hale Center
Hallettsville
Hallsville
Haltom City
Hamlin
Harker Heights
Harlingen
Harper
Hart
Haskell
Haslet
Hearne
Heath
Hebbronville
Hedwig Village
Heidelberg
Helotes
Hemphill
Hempstead
Henderson
Henrietta
Hereford
Hewitt
Hickory Creek
Hico
Hidalgo
Hideaway
Highland Park
Highlands
Highland Village
Hillsboro
Hitchcock
Holiday Lakes
Holliday
Hollywood Park
Hondo
Honey Grove
Hooks
Horizon City
Hornsby Bend
Horseshoe Bay
Houston
Howe
Hubbard
Hudson
Hudson Bend
Hudson Oaks
Hughes Springs
Humble
Hunters Creek Village
Huntington
Huntsville
Hurst
Hutchins
Hutto
Idalou
Inez
Ingleside
Ingram
Iowa Park
Iraan
Irving
Italy
Itasca
Jacinto City
Jacksboro
Jacksonville
Jamaica Beach
Jasper
Jefferson
Jersey Village
Jewett
Jones Creek
Josephine
Joshua
Jourdanton
Junction
Justin
Karnes City
Katy
Kaufman
Keene
Keller
Kemp
Kenedy
Kennedale
Kerens
Kermit
Kerrville
Kilgore
Killeen
Kingsland
Kingsville
Kirby
Kirbyville
Knox City
Kountze
Krugerville
Krum
Kyle
La Blanca
LaCoste
Lacy-Lakeview
La Feria
Lago Vista
La Grange
La Grulla
Laguna Heights
Laguna Park
Laguna Vista
La Homa
La Joya
Lake Bryan
Lake Cherokee
Lake Dallas
Lake Dunlap
Lakehills
Lake Jackson
Lake Kiowa
Lakeway
Lake Worth
La Marque
Lamesa
Lampasas
Lancaster
Lantana
La Paloma
La Porte
La Pryor
Laredo
Las Lomas
Laureles
La Vernia
Lavon
League City
Leander
Leonard
Leon Valley
Levelland
Lewisville
Lexington
Lindale
Little Elm
Littlefield
Live Oak
Livingston
Llano
Llano Grande
Lockhart
Lockney
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Lorena
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Lowry Crossing
Lubbock
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Lufkin
Luling
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Lyford
Lytle
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Madisonville
Magnolia
Malakoff
Manor
Mansfield
Manvel
Marble Falls
Marfa
Markham
Marlin
Marshall
Mart
Martindale
Mathis
Mauriceville
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McQueeney
Meadowlakes
Meadows Place
Medina
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Menard
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Natalia
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Needville
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Nocona
Nolanville
Northlake
North Richland Hills
Oak Point
Oak Ridge North
Oak Trail Shores
Odem
Odessa
Olivarez
Olmos Park
Olney
Olton
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Ore City
Overton
Ovilla
Ozona
Palacios
Palestine
Palmhurst
Palmview
Palmview South
Paloma Creek
Paloma Creek South
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Panorama Village
Pantego
Paris
Pasadena
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Pecan Plantation
Pecos
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Penitas
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Perryton
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Pharr
Pilot Point
Pinehurst
Piney Point Village
Pittsburg
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Plano
Pleak
Pleasanton
Ponder
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Port Arthur
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Port Isabel
Portland
Port Lavaca
Port Neches
Post
Poteet
Poth
Potosi
Pottsboro
Prairie View
Premont
Presidio
Primera
Princeton
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Prosper
Providence Village
Quail Creek
Quanah
Queen City
Quinlan
Quitman
Ralls
Rancho Alegre
Rancho Viejo
Ranger
Raymondville
Red Oak
Redwood
Refugio
Rendon
Reno
Rhome
Richardson
Richland Hills
Richmond
Richwood
Riesel
Rio Bravo
Rio Grande City
Rio Hondo
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Roanoke
Robert Lee
Robinson
Robstown
Rockdale
Rockport
Rocksprings
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Roma
Roman Forest
Roscoe
Rosenberg
Rosharon
Rosita
Rotan
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Rowlett
Royse City
Runge
Rusk
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Salado
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San Benito
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San Elizario
Sanger
San Juan
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San Marcos
San Saba
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Savannah
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Schertz
Schulenburg
Scissors
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Sealy
Sebastian
Seguin
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Seminole
Seth Ward
Seven Points
Shadybrook
Shady Hollow
Shady Shores
Shallowater
Shamrock
Shavano Park
Sheldon
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Shepherd
Sherman
Shiner
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Sienna Plantation
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Slaton
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Snyder
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Southside Place
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Spur
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Stamford
Stanton
Stephenville
St. Hedwig
Stinnett
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Stowell
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Tahoka
Talty
Tatum
Taylor
Taylor Lake Village
Teague
Temple
Tenaha
Terrell
Terrell Hills
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Texas City
The Colony
The Hills
The Woodlands
Thorndale
Three Rivers
Tiki Island
Timberwood Park
Timpson
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Tom Bean
Tool
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Travis Ranch
Trinity
Trophy Club
Troup
Tulia
Tye
Tyler
Uhland
Universal City
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Valley Mills
Val Verde Park
Van
Van Alstyne
Van Horn
Van Vleck
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Victoria
Vidor
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Waller
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Webster
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Wichita Falls
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Wilmer
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Winnie
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Winters
Wolfe City
Wolfforth
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Woodville
Woodway
Wortham
Wyldwood
Wylie
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Zapata