Pennsylvania Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Pennsylvania? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Pennsylvania?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Pennsylvania, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Pennsylvania:

Abbottstown
Abington
Adams
Albion
Alburtis
Aldan
Aliquippa
Allegheny
Allentown
Alsace
Altoona
Ambler
Ambridge
Amity
Amwell
Annville
Antis
Antrim
Apollo
Archbald
Armstrong
Arnold
Ashley
Aspinwall
Aston
Avalon
Avis
Baden
Bald Eagle
Baldwin
Bangor
Banks
Barr
Barrett
Bart
Bath
Bear Creek
Beaver
Beaver Falls
Beccaria
Bedford
Bedminster
Belfast
Bell Acres
Bellefonte
Bellevue
Ben Avon
Benner
Bensalem
Bentleyville
Berlin
Bern
Berwick
Bessemer
Bethel
Bethel Park
Bethlehem
Big Beaver
Bigler
Biglerville
Birdsboro
Black Creek
Black Lick
Blacklick
Blair
Blairsville
Blakely
Blawnox
Blooming Grove
Bloomsburg
Blossburg
Bonneauville
Boyertown
Brackenridge
Braddock
Braddock Hills
Bradford
Branch
Bratton
Brentwood
Bridgeport
Bridgeville
Brighton
Bristol
Broad Top
Brockway
Brookhaven
Brookville
Brothersvalley
Bryn Athyn
Buckingham
Buffalo
Bullskin
Burgettstown
Burnham
Bushkill
Butler
Caernarvon
Caln
Cambridge
Cambridge Springs
Camp Hill
Canaan
Canoe
Canonsburg
Canton
Carbondale
Carlisle
Carnegie
Carroll
Carroll Valley
Castanea
Castle Shannon
Catasauqua
Catawissa
Cecil
Center
Centre
Centre Hall
Chadds Ford
Chalfont
Chambersburg
Chanceford
Charleroi
Charleston
Charlestown
Chartiers
Cheltenham
Cherry
Cherryhill
Cherry Ridge
Chester
Chester Heights
Chestnuthill
Cheswick
Chicora
Churchill
Clairton
Clarion
Clarks Green
Clarks Summit
Cleona
Clifford
Clifton Heights
Clymer
Coal
Coatesville
Cochranton
Codorus
Colebrookdale
Colerain
Collegeville
Collier
Collingdale
Columbia
Colwyn
Conemaugh
Conestoga
Conewago
Conewango
Connellsville
Conoy
Conshohocken
Conway
Cook
Coolbaugh
Coolspring
Cooper
Coopersburg
Coplay
Cornplanter
Corry
Coudersport
Cowanshannock
Crafton
Cranberry
Crescent
Cresson
Cressona
Cromwell
Cross Creek
Cumberland
Cumru
Curwensville
Dale
Dallas
Danville
Darby
Daugherty
Decatur
Delmar
Denver
Derry
Dickson City
Dillsburg
Dimock
Dingman
Donegal
Donora
Dormont
Douglass
Dover
Downingtown
Doylestown
Dravosburg
Dreher
Drumore
DuBois
Duncansville
Dunkard
Dunmore
Dupont
Duquesne
Durham
Duryea
Dyberry
Earl
East Allen
East Bradford
East Brandywine
East Buffalo
East Cocalico
East Deer
East Donegal
East Drumore
East Fallowfield
East Finley
East Goshen
East Hanover
East Hempfield
East Huntingdon
East Lampeter
East Mahoning
East Manchester
East Mead
East Nantmeal
East Norriton
East Nottingham
Easton
Easton
East Penn
East Pennsboro
East Petersburg
East Pikeland
East Providence
East Rockhill
East Stroudsburg
East Taylor
Easttown
East Vincent
East Whiteland
Eaton
Ebensburg
Economy
Eddystone
Edgeworth
Edgmont
Edinboro
Edwardsville
Eldred
Elizabeth
Elizabethtown
Elizabethville
Elk Creek
Ellport
Emmaus
Emporium
Emsworth
Ephrata
Erie
Etna
Evans City
Exeter
Factoryville
Fallowfield
Falls
Fannett
Farmington
Farrell
Fawn
Fayette
Ferguson
Fermanagh
Fishing Creek
Flemington
Folcroft
Ford City
Forest Hills
Forks
Foster
Fountain Hill
Fox
Fox Chapel
Frackville
Franconia
Franklin
Franklin Park
Frankstown
Freeland
Freemansburg
Freeport
Fulton
Galeton
Gallitzin
Georges
German
Germany
Gettysburg
Gilpin
Girardville
Glade
Glassport
Glenolden
Glen Rock
Greencastle
Greene
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Green Tree
Greenville
Gregg
Grove City
Guilford
Gulich
Halfmoon
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Hallstead
Hamburg
Hamiltonban
Hampden
Hampton
Hanover
Harborcreek
Harford
Harmony
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Harrisburg
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Hatfield
Haverford
Hawley
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Hazle
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Hegins
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Hellam
Hellertown
Hemlock
Hempfield
Hereford
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Hollenback
Hollidaysburg
Homestead
Honesdale
Honey Brook
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Horsham
Hughestown
Hummelstown
Hunlock
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Huston
Industry
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Irwin
Ivyland
Jackson
Jacobus
Jeannette
Jefferson
Jefferson Hills
Jenkins
Jenkintown
Jenner
Jersey Shore
Jessup
Johnstown
Jonestown
Kane
Keating
Kelly
Kenhorst
Kennedy
Kennett
Kennett Square
Kimmel
King
Kingston
Kittanning
Kline
Kulpmont
Kutztown
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Lackawaxen
Laflin
Lancaster
Langhorne
Langhorne Manor
Lansdale
Lansdowne
Lansford
Larksville
Latimore
Latrobe
Laureldale
Lawrence Park
Leacock
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LeBoeuf
Leechburg
Leesport
Lehighton
Lemon
Lemoyne
Letterkenny
Lewisburg
Lewistown
Licking Creek
Limerick
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Litchfield
Lititz
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Little Britain
Littlestown
Lock Haven
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Mahoning
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Manheim
Manor
Marcus Hook
Marietta
Marple
Mars
Marshall
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Marysville
Masontown
Maxatawny
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McKees Rocks
McSherrystown
Meadville
Mechanicsburg
Media
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Menno
Mercer
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Mifflin
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Millersville
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Monongahela
Monroeville
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Morrisville
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Muddy Creek
Muhlenberg
Muncy Creek
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Myerstown
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Newberry
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Oil Creek
Old Forge
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Oley
Oliver
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Oneida
Ontelaunee
Orwigsburg
Osceola Mills
Otto
Overfield
Paint
Palmer
Palmerton
Palmyra
Paradise
Parkesburg
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Paupack
Paxtang
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Penndel
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Pleasant Hills
Plum
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Price
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Rayne
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Reynoldsville
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Rye
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Salford
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Sayre
Schuylkill
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Schwenksville
Scott
Scottdale
Scranton
Selinsgrove
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Shade
Shaler
Shamokin
Shamokin Dam
Sharon
Sharon Hill
Sharpsburg
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Sheffield
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Shillington
Shinglehouse
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Shirley
Shoemakersville
Shohola
Silver Lake
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Skippack
Slatington
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Speers
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Springettsbury
Springfield
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Throop
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Tinicum
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Topton
Towamencin
Towamensing
Towanda
Tower City
Trainer
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Warminster
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Warwick
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