Tennessee Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Tennessee? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Tennessee?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Tennessee, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Tennessee:

Adamsville
Alamo
Alcoa
Algood
Apison
Arlington
Ashland City
Athens
Atoka
Bartlett
Baxter
Bean Station
Bells
Benton
Bloomingdale
Blountville
Bluff City
Bolivar
Bradford
Brentwood
Brighton
Bristol
Brownsville
Bruceton
Burns
Camden
Carthage
Caryville
Celina
Centerville
Central
Chattanooga
Christiana
Church Hill
Clarksville
Cleveland
Clifton
Clinton
Coalfield
Collegedale
Collierville
Colonial Heights
Columbia
Cookeville
Coopertown
Cornersville
Covington
Cowan
Cross Plains
Crossville
Crump
Dandridge
Dayton
Decatur
Decherd
Dickson
Dodson Branch
Dover
Dresden
Dunlap
Dyer
Dyersburg
Eagleton Village
Eagleton Village
East Cleveland
East Ridge
Elizabethton
Erin
Erwin
Estill Springs
Etowah
Fairfield Glade
Fairmount
Fairview
Fall Branch
Falling Water
Farragut
Fayetteville
Fincastle
Franklin
Gallatin
Gatlinburg
Germantown
Gleason
Goodlettsville
Gordonsville
Gray
Graysville
Greenback
Greenbrier
Greeneville
Greenfield
Green Hill
Grimsley
Gruetli-Laager
Halls
Harriman
Harrison
Harrogate
Henderson
Hendersonville
Hohenwald
Hopewell
Humboldt
Hunter
Huntingdon
Jacksboro
Jackson
Jasper
Jefferson City
Jellico
Johnson City
Jonesborough
Kenton
Kimball
Kingsport
Kingston
Kingston Springs
Knoxville
Lafayette
La Follette
Lake City
Lakesite
Lake Tansi
La Vergne
Lawrenceburg
Lebanon
Lenoir City
Lewisburg
Lexington
Livingston
Lookout Mountain
Loretto
Loudon
Louisville
Luttrell
Lynchburg
Madisonville
Manchester
Martin
Maryville
Maynardville
McEwen
McKenzie
McMinnville
Medina
Memphis
Middle Valley
Midtown
Milan
Millersville
Millington
Monteagle
Monterey
Morristown
Mosheim
Mountain City
Mount Carmel
Mount Juliet
Mount Pleasant
Mowbray Mountain
Munford
Murfreesboro
Nashville
Newbern
New Hope
New Johnsonville
New Market
Newport
New Tazewell
New Union
Nolensville
Norris
Oak Grove
Oakland
Oak Ridge
Obion
Oliver Springs
Olivet
Oneida
Paris
Park City
Parsons
Pegram
Pigeon Forge
Pikeville
Pine Crest
Piperton
Plainview
Pleasant View
Portland
Powells Crossroads
Pulaski
Red Bank
Red Boiling Springs
Ridgely
Ridgetop
Ripley
Roan Mountain
Rockwood
Rogersville
Rural Hill
Rutledge
Sale Creek
Savannah
Selmer
Sevierville
Sewanee
Seymour
Shackle Island
Shelbyville
Signal Mountain
Smithville
Smyrna
Sneedville
Soddy-Daisy
South Cleveland
South Fulton
South Pittsburg
Sparta
Spencer
Spring City
Springfield
Spring Hill
Spurgeon
Surgoinsville
Sweetwater
Tazewell
Tellico Village
Thompson's Station
Three Way
Tiptonville
Trenton
Tullahoma
Tusculum
Unicoi
Union City
Unionville
Vonore
Walden
Walnut Hill
Waverly
Waynesboro
Westmoreland
White Bluff
White House
White Pine
Whiteville
Whitwell
Wildwood Lake
Winchester
Woodbury