Virginia Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Virginia? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Virginia?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Virginia, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Virginia:

Abingdon
Adwolf
Alexandria
Altavista
Annandale
Appalachia
Apple Mountain Lake
Appomattox
Aquia Harbour
Arlington
Ashburn
Ashland
Atkins
Atlantic
Bailey's Crossroads
Bassett
Bealeton
Bedford
Belle Haven
Bellwood
Belmont
Belview
Bensley
Berryville
Bethel Manor
Big Stone Gap
Blacksburg
Blackstone
Bluefield
Blue Ridge
Bon Air
Boswell's Corner
Bracey
Brambleton
Brandermill
Brightwood
Bristol
Broadlands
Broadway
Brookneal
Buchanan
Buckhall
Buena Vista
Bull Run
Burke
Burke Centre
Cana
Cape Charles
Captains Cove
Carrollton
Cascades
Castlewood
Cave Spring
Cedar Bluff
Central Garage
Centreville
Chamberlayne
Chantilly
Charlottesville
Chase City
Chatham
Chatmoss
Cherry Hill
Chesapeake
Chester
Chilhowie
Chincoteague
Christiansburg
Claypool Hill
Clifton Forge
Clintwood
Cloverdale
Coeburn
Collinsville
Colonial Beach
Colonial Heights
Countryside
County Center
Courtland
Covington
Crewe
Crimora
Crosspointe
Crozet
Crozet
Culpeper
Dahlgren
Dale City
Daleville
Danville
Dayton
Dooms
Dranesville
Dryden
Dublin
Dumbarton
Dumfries
Dunn Loring
East Highland Park
East Lexington
Elliston
Emory
Emporia
Enon
Ettrick
Exmore
Fairfax
Fairfax Station
Fair Lakes
Fairlawn
Fair Oaks
Falls Church
Farmville
Ferrum
Fishersville
Floris
Forest
Fort Hunt
Franconia
Franklin
Franklin Farm
Fredericksburg
Front Royal
Gainesville
Galax
Gate City
George Mason
Glade Spring
Glen Allen
Gloucester Point
Gordonsville
Great Falls
Greenbriar
Grottoes
Groveton
Halifax
Hampton
Harrisonburg
Harriston
Hayfield
Haymarket
Henry Fork
Herndon
Highland Springs
Hillsville
Hollins
Hollymead
Honaker
Hopewell
Horse Pasture
Huntington
Hurt
Hybla Valley
Idylwood
Independent Hill
Innsbrook
Jolivue
Kenbridge
Kilmarnock
King George
Kings Park
Kings Park West
Kingstowne
Lake Barcroft
Lake Caroline
Lake Holiday
Lake Monticello
Lake of the Woods
Lake of the Woods
Lake Ridge
Lakeside
Lake Wilderness
Lansdowne
Laurel
Laurel Hill
Lawrenceville
Laymantown
Lebanon
Leesburg
Lexington
Lincolnia
Linton Hall
Loch Lomond
Long Branch
Lorton
Loudoun Valley Estates
Louisa
Lovettsville
Lowes Island
Luray
Lynchburg
Madison Heights
Manassas
Manassas Park
Manchester
Mantua
Marion
Marshall
Martinsville
Marumsco
Mason Neck
Massanetta Springs
Massanutten
Matoaca
McLean
McNair
Meadowbrook
Meadow View
Mechanicsville
Merrifield
Merrimac
Middletown
Montclair
Montrose
Moorefield Station
Mountain Road
Mount Hermon
Mount Jackson
Mount Vernon
Narrows
Neabsco
Nellysford
New Baltimore
Newington
Newington Forest
New Market
Newport News
Nokesville
Norfolk
North Shore
North Springfield
Norton
Oak Grove
Oakton
Occoquan
Onancock
Orange
Pantops
Pastoria
Patrick Springs
Pearisburg
Pembroke
Pennington Gap
Petersburg
Pimmit Hills
Piney Mountain
Poquoson
Portsmouth
Potomac Mills
Prices Fork
Prince George
Pulaski
Pulaski
Purcellville
Radford
Raven
Ravensworth
Reston
Richlands
Richmond
Rivanna
Riverdale
Roanoke
Rockwood
Rocky Mount
Rose Hill
Rural Retreat
Rustburg
Salem
Saltville
Sandston
Seven Corners
Shawneeland
Shawsville
Shenandoah
Shenandoah Farms
Short Pump
Smithfield
South Boston
Southern Gateway
South Hill
South Riding
South Run
Spotsylvania Courthouse
Springfield
Stafford Courthouse
Stanley
Stanleytown
Staunton
Stephens City
Sterling
Stone Ridge
Strasburg
Stuart
Stuarts Draft
Sudley
Suffolk
Sugarland Run
Tappahannock
Tazewell
Timberlake
Timberville
Triangle
Tuckahoe
Tysons Corner
Union Hall
University Center
Verona
Vienna
Vinton
Virginia Beach
Wakefield
Warrenton
Warsaw
Wattsville
Waverly
Waynesboro
Weber City
West Falls Church
Westlake Corner
West Point
West Springfield
Weyers Cave
Williamsburg
Winchester
Windsor
Wise
Wolf Trap
Woodbridge
Woodburn
Woodlake
Woodlawn
Woodstock
Wyndham
Wytheville
Yorkshire