Indiana Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Indiana? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Indiana?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Indiana, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Indiana:

Aberdeen
Albion
Alexandria
Anderson
Angola
Argos
Attica
Auburn
Austin
Avilla
Avon
Bargersville
Batesville
Battle Ground
Bedford
Beech Grove
Berne
Bicknell
Bloomington
Bluffton
Boonville
Bourbon
Brazil
Bremen
Bright
Brooklyn
Brookston
Brookville
Brownsburg
Brownstown
Buffalo
Burns Harbor
Butler
Cannelton
Carmel
Cayuga
Cedar Lake
Centerville
Charlestown
Chesterton
Churubusco
Clarksville
Clinton
Columbia City
Columbus
Connersville
Corydon
Country Squire Lakes
Covington
Crawfordsville
Crothersville
Crown Point
Culver
Cumberland
Dale
Daleville
Danville
Darmstadt
Dayton
Decatur
Delphi
De Motte
Dunkirk
Dunlap
Dyer
East Chicago
Eaton
Edgewood
Edinburgh
Elkhart
Ellettsville
Elwood
Evansville
Fairmount
Farmersburg
Farmland
Ferdinand
Fishers
Flora
Fortville
Fort Wayne
Fowler
Frankfort
Franklin
Frankton
French Lick
Galena
Garrett
Gary
Gas City
Georgetown
Goodland
Goshen
Grabill
Granger
Greencastle
Greendale
Greenfield
Greensburg
Greentown
Greenwood
Griffith
Hagerstown
Hammond
Hanover
Harlan
Hartford City
Haubstadt
Hebron
Henryville
Heritage Lake
Hidden Valley
Highland
Hobart
Hope
Hudson Lake
Huntertown
Huntingburg
Huntington
Indianapolis
Ingalls
Jasonville
Jasper
Jeffersonville
Jonesboro
Kendallville
Kentland
Kingsford Heights
Knightstown
Knox
Kokomo
Koontz Lake
Kouts
Lafayette
Lagrange
Lake Dalecarlia
Lake Station
Lapel
La Porte
Lawrence
Lawrenceburg
Lebanon
Leo-Cedarville
Ligonier
Linton
Logansport
Loogootee
Lowell
Madison
Marion
Markle
Martinsville
McCordsville
Melody Hill
Merrillville
Michigan City
Middlebury
Middletown
Milan
Mishawaka
Mitchell
Monon
Monticello
Montpelier
Mooresville
Morocco
Mount Vernon
Mulberry
Muncie
Munster
Nappanee
New Albany
Newburgh
New Carlisle
New Castle
New Chicago
New Haven
New Palestine
New Paris
New Pekin
New Whiteland
Noblesville
North Judson
North Manchester
North Vernon
Notre Dame
Oakland City
Odon
Oolitic
Orleans
Osceola
Osgood
Ossian
Otterbein
Owensville
Paoli
Parker City
Pendleton
Peru
Petersburg
Pierceton
Pittsboro
Plainfield
Plymouth
Portage
Porter
Portland
Poseyville
Princeton
Redkey
Remington
Rensselaer
Richmond
Rising Sun
Roanoke
Rochester
Rockport
Rome City
Roselawn
Rushville
Russiaville
Salem
Salt Creek Commons
Santa Claus
Schererville
Scottsburg
Sellersburg
Seymour
Shelbyville
Sheridan
Shorewood Forest
Simonton Lake
South Bend
South Haven
Southport
South Whitley
Speedway
Spencer
St. John
Sullivan
Sunman
Sweetser
Tell City
Terre Haute
Thorntown
Tipton
Trafalgar
Trail Creek
Tri-Lakes
Valparaiso
Veedersburg
Versailles
Vevay
Vincennes
Wabash
Wakarusa
Walkerton
Warsaw
Westfield
West Lafayette
Westville
Whiteland
Whitestown
Whiting
Winamac
Winchester
Winfield
Winona Lake
Wolcottville
Woodburn
Yorktown
Zionsville