Oklahoma Cash Advance and Payday Loans

What are the minimum requirements to apply for a payday loan?

  • 18 years of age or older
  • U.S. Citizenship Valid checking or savings account with direct deposit
  • Regular income of at least $1,000 per month
  • Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent thereof), serving on active duty under a call or order that does not specify a period of 30 days or fewer

Are you looking for an online payday loan in Oklahoma? Submit the easy form and if approved we can connect to dozens of lenders that may be able to lend you up to $1,000!

 

 

The basics of how payday loans work.

If you have found yourself in a financially tough spot, it can be overwhelming trying to figure out how you are going to manage your way through it. Luckily, payday loans serve as a wonderful guide to help navigate individuals through an economic crisis. They can prove to be especially helpful to those with bankruptcy on their credit score or to those with bad credit or none at all. Payday loan lenders do not require a credit check in order to dictate approval. Rather, the borrower’s pay check serves as collateral to ensure the payday loan will be repaid upon the upcoming pay date; thus the name ‘payday loan.’

The information below provides a quick overview of commonly asked questions people often have regarding payday loans.

What is a payday loan?
A payday loan is a loan offered on a short-term basis, typically set to be repaid upon the borrower’s next pay date.

How long does it take to get a payday loan in Oklahoma?
Payday loans are designed to be quick in all aspects. In most cases, the application takes only a matter of minutes to complete. The approval process and transfer of your loan is done in just a few short hours; most people are able to access their payday loan by the following business day.

How much money can I borrow?
The amount of money you may borrow is dependent on a number of factors. In any case, it is advised that you figure how much you need beforehand to avoid taking out more than you need. This will save you from having to pay interest on money that you don’t need to borrow.

When does my payday loan need to be repaid?
Payday loans are usually set to be repaid upon the borrower receiving their next paycheck, thus the name ‘payday loan.’ However, if more time is needed to gather the money to repay the loan, lenders do allow an extension or rollover of the payday loan. The laws regarding rollovers vary by state so make sure to check your local laws beforehand.

I have been rejected by other lenders in Oklahoma, why will I be approved for a payday loan?
Many people who apply for credit cards or large loans from banks or other lending institutions find it harder to be approved for a loan. In most instances, their credit score plays a major influence when factoring in a customer’s credit worthiness. However, payday loans do not require a credit check so many people who have struggles securing a loan elsewhere often find approval with payday loans. Due to the short turnaround of payday loans, the borrower’s paycheck serves as collateral on the loan so no credit check needs to be performed.

We cover following cities in Oklahoma:

Ada
Afton
Altus
Alva
Anadarko
Antlers
Apache
Ardmore
Arkoma
Atoka
Barnsdall
Bartlesville
Beaver
Beggs
Bethany
Bethel Acres
Bixby
Blackwell
Blanchard
Bray
Bristow
Broken Arrow
Broken Bow
Buffalo
Burns Flat
Bushyhead
Byng
Cache
Caddo
Calera
Carnegie
Catoosa
Central High
Chandler
Checotah
Chelsea
Cherokee
Chickasha
Choctaw
Chouteau
Claremore
Cleora
Cleveland
Clinton
Coalgate
Collinsville
Comanche
Commerce
Copeland
Coweta
Crescent
Cushing
Cyril
Davis
Del City
Dewey
Dewey
Drumright
Duncan
Durant
Edmond
Elgin
Elk City
El Reno
Enid
Erick
Eufaula
Fairview
Fletcher
Forest Park
Frederick
Geary
Geronimo
Glenpool
Goldsby
Goodwell
Granite
Grove
Guthrie
Guymon
Harrah
Hartshorne
Haskell
Healdton
Heavener
Helena
Hennessey
Henryetta
Hinton
Hobart
Holdenville
Hollis
Hominy
Hooker
Hugo
Idabel
Inola
Jay
Jenks
Jones
Justice
Kellyville
Kenwood
Kiefer
Kingfisher
Kingston
Konawa
Krebs
Langston
Latta
Laverne
Lawton
Lexington
Lindsay
Locust Grove
Lone Grove
Longtown
Luther
Madill
Mangum
Mannford
Marietta
Marlow
Maud
McAlester
McCord
McLoud
Meeker
Miami
Midwest City
Minco
Moore
Mooreland
Morris
Mounds
Muldrow
Muskogee
Mustang
Newcastle
New Cordell
Newkirk
Nichols Hills
Nicoma Park
Ninnekah
Noble
Norman
Nowata
Oakhurst
Oilton
Okarche
Okeene
Okemah
Oklahoma City
Okmulgee
Oologah
Owasso
Panama
Park Hill
Pauls Valley
Pawhuska
Pawnee
Perkins
Perry
Piedmont
Pink
Pocola
Ponca City
Poteau
Prague
Pryor Creek
Purcell
Quinton
Ringling
Roland
Rush Springs
Sallisaw
Sand Springs
Sapulpa
Sayre
Seminole
Shattuck
Shawnee
Skiatook
Slaughterville
Snyder
Spencer
Sperry
Spiro
Stigler
Stillwater
Stilwell
Stroud
Sulphur
Tahlequah
Talihina
Tecumseh
Texanna
The Village
Thomas
Tishomingo
Tonkawa
Tulsa
Turley
Tuttle
Verdigris
Vian
Vinita
Wagoner
Walters
Warner
Warr Acres
Watonga
Waukomis
Waurika
Weatherford
Westville
Wetumka
Wewoka
Wilburton
Wister
Woodward
Wynnewood
Yale
Yukon