What is a Payday Loan or Cash Advance?
A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With UsaQuickPayDay you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.

What do I need to be approved for an online payday loan?
You will be approved for a payday loan if you meet several simple requirements:
You must have an income of at least $1000 per month.
You must be employed at your current job for at least 3 months.
You must have an active checking account for at least 3 months.
Your paycheck must be direct deposited into your checking account.
You must be at least 18 years old.
You must not be delinquent on a previous payday loan.

What if I have bad credit?
Bad credit will not prevent you from receiving a payday loan at UsaQuickPayDay. Our friendly managers will work with you, even if you have already been turned down by other lenders.

Is my application and financial information secure?
We respect our customer’s privacy needs in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology

How much can I receive?
Your first UsaQuickPayDay loan is based upon the information you provide in your membership application. After successful repayment of your payday loan, we may raise your loan amount on any future UsaQuickPayDay loans.

When I will receive my payday loan?
Your application will be processed within 30 minutes, once it has been received. When approved, you will receive your loan on the next business day. Once you receive the loan, we will help you to schedule you repayment dates so that you won’t have to worry about bounced checks or missed deadlines.

How do I know that my loan has been approved?
You will receive an email notification once your loan has been approved. UsaQuickPayDay reserves the right to make adjustments to your loan approval until the time you receive the funds in your bank account based on new information regarding your loan application.